INDIVIDUALS
|
EMPLOYERS
|
PAYROLL PROVIDERS, HCMs and PEOs
|
What is a PayLink IRA?
PayLink IRA is a premier Payroll Deduction IRA provider. Payroll Deduction IRAs can be a no-cost, no-fuss alternative to employer-sponsored plans like 401(k)s and are a great answer for small and mid-sized employers looking to help employees save for retirement.
read more...
Payroll Deduction IRAs have been available for years but have been limited in their offerings and scope. PayLink IRA removes these limitations.
PayLink IRA has leveraged technology and decades of experience with groups to offer you this exciting new alternative to large retirement plans and retail IRA accounts.
Our average account opening time is roughly 10 minutes!
Want to know more? Here’s what the IRS says about them.
PayLink IRAs are available in Traditional, Roth or Rollover. In addition to Payroll Deduction IRAs, PayLink IRA offers financial administration of retirement plans, investment advice for retirement, investment consultation for retirement as well as investment management for retirement.
PayLink IRA has leveraged technology and decades of experience with groups to offer you this exciting new alternative to large retirement plans and retail IRA accounts.
Our average account opening time is roughly 10 minutes!
Want to know more? Here’s what the IRS says about them.
PayLink IRAs are available in Traditional, Roth or Rollover. In addition to Payroll Deduction IRAs, PayLink IRA offers financial administration of retirement plans, investment advice for retirement, investment consultation for retirement as well as investment management for retirement.
Institutional pricing for the individual investor.
PayLink IRA works with your company’s Human Resources Department and Payroll Service Provider to provide individuals and employees with institutional investment pricing, much like large employer retirement plans.
read more...
One feature of large group retirement plans is their ability to leverage a large workforce to lower the investment costs for the individual employee. PayLink IRA was created to provide these same advantages for small and mid-sized businesses.
Lower investment costs mean more $ growing in the investor’s “nest egg” and higher returns (all else being equal). As the saying goes: Control what you can. PayLink IRA helps employee/investors control their investment costs. We do this very much the same way that group plans like 401(k)s operate. We use group purchasing power. PayLink IRA pools individual retirement account investments with our other clients to obtain institutional pricing. The same investments, the same managers, at much lower cost, and with no minimum investment requirement.
Lower investment costs mean more $ growing in the investor’s “nest egg” and higher returns (all else being equal). As the saying goes: Control what you can. PayLink IRA helps employee/investors control their investment costs. We do this very much the same way that group plans like 401(k)s operate. We use group purchasing power. PayLink IRA pools individual retirement account investments with our other clients to obtain institutional pricing. The same investments, the same managers, at much lower cost, and with no minimum investment requirement.
Institutional management for the individual investor.
Another historical advantage of large group retirement plans like 401(k)s is their ability to connect and employ the most rigorous and disciplined investment management.
read more...
Large retirement plans typically offer the employee a myriad of investment managers and options.
PayLink IRA was created to partner with many of these same investment managers and investment styles. In fact, PayLink IRA offers the same myriad of investment options and is available with financial advice, or without for those seeking to "chart their own course."
Investors at PayLink IRA may choose to invest a portion of each paycheck among five (5) Custom Target Date Portfolios or "models" built around their own unique retirement date, or they may choose to invest in custom fund lineups chosen from dozens of funds carefully selected by PayLink IRA among thousands of investment alternatives to build their own portfolio. Either way, all investments at PayLink IRA are offered at the lowest institutional cost.
PayLink IRA was created to partner with many of these same investment managers and investment styles. In fact, PayLink IRA offers the same myriad of investment options and is available with financial advice, or without for those seeking to "chart their own course."
Investors at PayLink IRA may choose to invest a portion of each paycheck among five (5) Custom Target Date Portfolios or "models" built around their own unique retirement date, or they may choose to invest in custom fund lineups chosen from dozens of funds carefully selected by PayLink IRA among thousands of investment alternatives to build their own portfolio. Either way, all investments at PayLink IRA are offered at the lowest institutional cost.
Institutional guidance for the employer/payroll services provider.
If you’re an employer looking to satisfy state retirement savings mandates, look no further! Payroll Deduction IRAs fit the bill, are easy to set up, and have virtually no administrative requirement. PayLink IRA does the work so you don’t have to.
read more...
PayLink IRA is available through industry leading custody and clearing firms allowing you and your employee/investors fast, reliable account access and easy reporting.
For more robust or complex needs, PayLink IRA also provides 401(k) retirement plan consulting and advisory services.
For more robust or complex needs, PayLink IRA also provides 401(k) retirement plan consulting and advisory services.
How do I find out more?
We're glad you asked! Contact us here.
Or find out more: Dedicated resources for Employers, Individuals/Employees and Payroll Providers.
Or find out more: Dedicated resources for Employers, Individuals/Employees and Payroll Providers.
Worried about what to do with your existing company 401(k) Plan? |
PayLink IRA is a Plus Four initiative, generously supported by Plan Partners LLC and Newton Institutional Consultants LLC
|
|
